Postgraduate Doctoral Loans - Student Finance England 2021-22 - WELCOME TO OPPORTUNITIES


Type of funding Loan
Loan Amount £25,700 maximum
Level of study Postgraduate
Nationality UK or EU national, or “settled status”
How to apply For further information on eligibility and how to apply, please refer to the site for postgraduate doctoral loans

You can get the postgraduate doctoral loan if all of the following apply.




You may also be eligible if you’re an EU national and all the following apply:

  • You’ve normally lived in the European Economic Area or Switzerland for the past three years
  • You’ll be studying at a University in England




You could also be eligable if you’re:

  • The child of a Swiss national
  • The child of a Turkish worker
  • A refugee or a relative of one
  • An EEA or Swiss migrant worker, or a relative of one
  • Staying in the UK as a stateless person or a relative of one
  • Under humanitarian protection or a relative of someone who has been granted it
  • 18 or over and have lived in the UK for at least 20 years or at least half your life
  • Under 18 and have lived in the UK for at least 7 years




You will not be able to get a postgraduate doctoral loan if:

  • You’ve received or will receive Research Council funding (for example, studentships, stipends, scholarships and tuition fee support)
  • You’re receiving a social work bursary
  • You’re eligible to apply for an NHS bursary (even if you’re not receiving it)
  • You’re already getting payments from student finance for another course that you’re studying
  • You’ve received a Postgraduate Doctoral Loan before – unless you left your course due to illness, bereavement or another serious personal reason
  • You already have a doctoral degree, or a qualification that’s equivalent or higher
  • You’re receiving a doctorate by publication
  • You’re behind in repayments for any previous loans from the Student Loans Company

You will not be able to apply for a separate Postgraduate Master’s Loan.

Your age:

You must be under 60 on the first day of the academic year of your programme. The academic year is a period of 12 months starting on:

  • 1 September, if your course starts between 1 August and 31 December
  • 1 January, if your course starts between 1 January and 31 March
  • 1 April, if your course starts between 1 April and 30 June
  • 1 July, if your course starts between 1 July and 31 July




What you’ll get:

  • You can get up to £25,700, if your course starts on or after 1 August 2019
  • The amount you’ll get is not based on you or your family’s income.
  • The Department for Work and Pensions (DWP) may take account of the loan when working out any benefits you receive.
  • The loan is paid directly to you. You can use it for your programme fees and living costs.
  • The loan will be divided equally across each year of your programme.
  • You can apply for a Postgraduate Doctoral Loan in any year of your programme. But if you apply after your first year, you might not get the maximum amount.
  • You can get up to £10,906 per year, if your programme starts on or after 1 August 2019
  • You get the first payment after your programme start date, once your University confirms that you’ve registered.
  • The loan will be paid in three instalments of 33%, 33% and 34% each year. After your application has been approved you’ll be sent a letter with your payment dates or you can check them in your online account.

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